This is a wager where a team and a point spread are chosen. The cost of the wager is usually (unless otherwise specified) 10/11 or $110 to win $100.

Example: Cowboys -7 (Favorite)
Rams +7 (Underdog)

If you place a straight wager on the Cowboys at –7 then the Cowboys must win by 8 or more points for you to win the wager.

If you place a straight bet on the Rams at +7, they cannot lose by more than 6 points for you to win the wager.

In the event of the game landing on 7 points, the game is a push, resulting in “no action”.

Over/Under Wagers (Totals)
Example: Falcons v. Oilers Total: 34

If a wager is placed on the UNDER (34) the total combined score of both teams must fall under 34 points to win the wager.

If you place a wager on the OVER (34) the combined scores of both teams must fall over 34 points for you to win the wager.

In the event of the total combined scores landing on 34, the wager is a “push’ resulting in "no action".